With the plan membership history, the accrued-value statement, the transfer election, the administrator’s payment confirmation showing gross and withheld amounts, and the bank statement receiving the net sum.
Turn a bank credit into a traced entitlement
A lump sum arriving in an account proves receipt but not origin. USCIS wants to see why the investor was entitled to the money. For a pension, the entitlement flows from years of employment and contributions, so the file begins with the employment record and the plan’s annual statements, continues with the option statement that quoted the commuted value, includes the signed election, and ends with the administrator’s remittance advice and the account credit. Where tax was withheld, the gross and net figures must be reconciled so the officer is not left wondering about the difference. Tax returns for the year of payment corroborate the amount. Any part transferred into a locked-in vehicle should be identified as unavailable. French-language plan documents need certified translations, and the investor’s own declaration should summarize the chain in a few paragraphs.
Source-of-funds evidence should be assembled as a chain, not as a collection of account balances. For each transaction, preserve the document that explains the entitlement, the tax consequence where relevant, and the movement into the investor's account. The investment documents must then show the transfer to the new commercial enterprise and the job-creation basis. Hypothetical example: a music-publishing owner funds EB-5 with royalties collected over several years. Publishing agreements, statements, tax returns, bank deposits, and the outgoing wire establish the source more reliably than a current brokerage balance.